- Many people do not know it in Spain, but if you are in the United States, you have the possibility of requesting a credit card issued by Apple, presented two years ago by the Californian firm
- Basically, the Apple credit card works like any other credit card, giving us a monthly and total sum that we can spend to buy, paying once the periods close.
- But how is this card different from others and why should an Apple customer have it?
If you are a fan of the apple firm, and you already have your iPhone, your iPad and you also take advantage of other products and services that have been launched over time, you probably want the ones from Cupertino to lend you money as well. We could even say that they are willing to do it, and for that they have instruments that are not summarized in Apple Pay, but you can also request an Apple credit card in the United States ..
As we said in the previous lines, it is a fact that Apple intends to diversify its product portfolio and, in that sense, we have recently seen them launching dongles for televisions, streaming services, even cloud storage solutions and, how could it be otherwise, a credit card.
How does the Apple Credit Card work?
The Apple Credit Card, like other credit cards, offers cash back benefits and low interest rates. The only difference in this aspect is, precisely, its very particular aesthetic ..
Apart from that, Apple assures that it is a better deal, a superior proposal, because it does not have additional hidden charges, as often happens with credit cards, nor do late payments mean that hundreds of dollars or euros will accumulate in interest, becoming impossible to accept.
Apply for an Apple credit card step by step
Applying for an Apple credit card is easy , although you should keep in mind that as always in these cases, the credit score will be verified during the approval process, and not everyone has access to the same money..
- Go to the Apple Credit Card website
- Click the Start button and sign in with your Apple ID
- Provide the basic personal information that the system asks for
- Provide details of your income and your social security number
- Accept the Terms and Conditions of the credit card
- Finally, click Apply and OK
You can also apply for an Apple credit card from your iPhone, which is often described as even better. The approval process always takes about 48 hours, but at least you won't have to go to the computer.
- Open the Wallet app on your iPhone
- Click on the plus button at the top right
- Select Apple Credit Card within the menu in question
- Enter all your personal information, completing the form fields
- Once you've done that, submit the request and wait
In both cases, Apple will take a couple of days to respond to the request and issue the credit card to you .
Conclusions
The Apple credit card has been on the market for just over two years, but at the moment it is only available within the territory of the United States, which is a limitation in Spain and Latin America.
Unfortunately, in this case we cannot use a virtual private network or VPN to bypass this geographical restriction, since the app requires an SSN and a credit check, elements that cannot be faked.
Of course, that's not to say that you don't have any chance to join your consumptions with the people of Apple. You will always have Apple Pay, which is available in many international markets and, although it does not have exactly the same benefits as this credit card, it is an excellent way to pay quickly and keep track of the expenses we make on a daily basis , avoiding surprises at the end of the month.