Do you own an iPhone and dream of paying for your purchases with your smartphone? Problem, very few banks in France support the contactless payment service Apple Pay. We are going to show you today how to create a rechargeable virtual bank card to pay for purchases with an iPhone in a simple and secure way..
Your bank does not offer Apple Pay offers
The Apple Pay mobile payment service officially arrived in France in July 2016. Unfortunately, since that date, few users have been able to take advantage of this service. Indeed, most of the major French banking groups refuse to offer this payment solution to their customers.
At the time of publication of this article, only holders of a Carrefour Banque, Savings bank, Banque Populaire account or who have a Ticket Restaurant payment card can use Apple Pay with their iPhone. It must be admitted that it is not much..
Perhaps things will evolve. Apple continues negotiations with the various banking establishments. Commission costs, expenses for marketing promotions, each party fiercely defends its interests. If your bank has not signed an agreement with Apple, rest assured nothing is lost. There are solutions that allow you to pay with iPhone without having to change banks.
The Orange Cash mobile payment application
Among these alternatives is the Orange Cash app . This mobile payment solution, launched by the French mobile operator, offers the possibility of paying directly for purchases with your smartphone, regardless of your bank..
Orange Cash thus remains independent of any banking service. You have a virtual account without subscription or commitment 100% compatible with Apple Pay. Top-ups can be done either by bank card directly in the application, or by bank transfer or by top-up coupon.
Note that the operator Orange charges all reloads by credit card. The costs amount to 0.79 euros per transaction, regardless of the amount credited. Bank transfers are however completely free.
Get started with Orange Cash
Have you decided to abandon your bank card? Before you start you should know that the Orange Cash service is reserved only for holders of an Orange, Sosh or M6 Mobile package (blocked package included except Mobicarte). You must have at least an iPhone 6.
- Open the Google Play Store
- Download Orange Cash
- Then create your account. This operation does not require the sending of any document. In addition, the bank data are not stored on your iPhone.
- Click on the Reload button to fund your account
- Link your virtual card in Wallet
Then simply approach your iPhone to your merchant's electronic payment terminal and place your finger on the Touch ID symbol. Payment is confirmed by a beep. Attention for purchases exceeding 20 euros, you will be asked to enter your secret code.
Finally, last important point. Orange Cash has the distinction of offering, in addition to contactless payment, a system for making purchases securely on the internet. For that you just have to
- Launch the Orange Cash app
- Create a virtual payment card with a single use number
- Then make your purchases on a merchant site by entering the identifiers of your virtual bank card