Question

Apply for free SCHUFA information on the - this is how it works

Answer 1

This is how you get free SCHUFA information
1st step:
2nd step:

---

Would you like to show a Schufa self-assessment but not spend any money on it? We'll show you how..

Image: <span> nitpicker / Shutterstock.com </span>

As a rule, SCHUFA information costs money. But that doesn't have to be mandatory! There is also a very simple way of obtaining free information - without any tricks or cheating. This free SCHUFA information is not as extensive as a complete SCHUFA credit report, but it is still sufficient to confirm to the landlord, for example, that in the best case there are no Schufa entries.

This is how you get free SCHUFA information

Thanks to the General Data Protection Regulation (GDPR) introduced in 2016, companies are obliged to provide the consumer with a summary of the data stored about you once a year, if requested. Since the data collected by SCHUFA provides information about your creditworthiness, you can receive SCHUFA information without having to pay for it. You will then receive this by post. And this is how you apply for the data copy (according to Art. 15 GDPR):

1st step:

Call up this SCHUFA website . Click on " Order now " at the very bottom of the right column called " Data copy (according to Art. 15 GDPR) ".

2nd step:

Then enter your details on the next page . Make sure that all data is given correctly and correctly. In order to be able to identify yourself, you have to upload an image of an ID document of your choice to " Document upload". Please note that you can only upload a single image. Then enter the security code below and click " Next. " ". You can then check your details again and then request the information. You will receive this within a few days to around three weeks by post. The letter then also gives you the opportunity to call up the information about your request online. The next information can be obtained free of charge You will then only apply next year. If you need current or additional data for your SCHUFA self-assessment beforehand, you must apply for a fee-based variant.

But be careful: This SCHUFA information mainly gives your SCHUFA score. For some employers or landlords, this might not be enough and you still have to order a fee-based variant for your self-disclosure.

Please also note that you can only request real SCHUFA information via the official SCHUFA website. If you have the opportunity to receive extensive SCHUFA information "free of charge" from another site, it is usually fraud. You will then not pay with money, but with your data - and you will probably still not receive any information.

---